All posts in General Interest

Free Annual Credit Report Redux

As I wrote last year, I was surprised to discover that clicking on the AnnualCreditReport.com link from abroad still returns the following error message:

The AnnualCreditReport.com website is only accessible through ISPs (Internet Service Providers) located within the United States and its territories.

This still surprises me because I am a US citizen and I pay US taxes. And the federal law requiring free annual credit reports (the Fair and Accurate Credit Transactions Act of 2003 (the so-called “FACT Act”)) covers all Americans. Why do the credit bureaus continue to discriminate against the millions of Americans living overseas?

Obama-Biden Citizen’s Briefing Book

Tapping the power of the Internet in another step towards good government, openness and inclusiveness, the Obama-Biden Administration is offering citizens an unprecedented opportunity to provide input into policy. The Citizen’s Briefing Book allows individuals to share their ideas “on any issue facing the new administration, then rate or comment on other ideas. The best rated ideas will be gathered into a Citizen’s Briefing Book to be delivered to President Obama after he is sworn in.”

Take a look and get involved.

This is Overseas Americans Week

This is  Overseas Americans Week (“OAW”) – the annual lobbying visit to Washington by the Association of Americans Resident Overseas‘ (AARO), American Citizens Abroad (ACA), and the Federation of American Women’s Clubs Overseas (FAWCO). Stay up-to-date with the latest developments through AARO-OAW blog, “Mr. Coyne Goes to Washington“. Launched today and running only until Friday, April 18, the blog will provide an inside look at OAW.

OAW is good opportunity to write to the members of of your Congressional delegation and enumerate the issues that concern you. While you’re at it, ask your Senators and Representative to join the Americans Abroad Caucus.

Overseas Americans Week

Watching the latest round of presidential preference primaries has provide further illustration of the need for the estimated 4-10 million Americans abroad to register to vote and to actually vote in federal election primaries. If you haven’t register to vote in the 2008 presidential election yet, you can do so via the easy-to-use, elegant and secure Overseas Vote Foundation voter registration wizard.

Still, voting is just one of many issues before Congress that impacts the daily lives of Americans abroad. If you’d like to get involved in shaping the policies that shape our lives abroad, then support Overseas Americans Week (“OAW”).

OAW is an annual program run by an alliance of non-partisan American overseas organizations, including:

  • AARO: Association of Americans Resident Overseas
  • ACA: American Citizens Abroad
  • FAWCO: Federation of American Women’s Clubs Overseas

The goal of OAW is to maintain an ongoing dialog with Congress and the Executive branch and its principal activity is an annual “door-knocking” campaign in Washington, DC.

In 2007, OAW focused on the following issues:

  • Citizenship: Americans should enjoy the same right to transmit U.S. citizenship to children at birth.
  • Medicare: Americans eligible for Medicare benefits in the U.S. should be able to receive these or equivalent benefits while abroad.
  • Social Security: American who contribute to U.S. Social Security and receive Social Security pension abroad, should not be penalized under “windfall elimination provision” rules because they also receive a foreign pension. Americans overseas should be allowed to contribute to U.S. Social Security as do self-employed persons.
  • Taxation: U.S. citizens working overseas are subject to a tax liability in their country of residence and in the U.S., putting American business and citizens overseas at a competitive disadvantage. Congress should eliminate the cap on the foreign-earned income exclusion.
  • Voting Procedures: Procedures should be simplified for absentee registration and voting for Americans abroad. Timely ballot delivery and transparent vote counting procedures should be given priority.
  • Voting Rights: Sixteen states explicitly allow Americans reared abroad to exercise their constitutional right to vote in federal elections by registering to vote using the legal voting residence of their U.S. citizen parent(s). This right should be granted by all states.
  • Americans Abroad Caucus – Created on February 22, 2007 by Congresswoman Carolyn Maloney (D-NY) and Congressman Joe Wilson (R-SC) as a bi-partisan forum for discussion of issues affecting overseas Americans.

This year, OAW is the week of April 14, 2008.

So Far and Yet So Near

In 2005, American Citizens Abroad (ACA) published So Far and Yet So Near – Stories of Americans Abroad, a collection of stories by Americas describing their experiences abroad. The book is a compilation of forty-seven stories by Americans who have lived abroad. In my reading of the book, I could relate to many of the stories, and I found they all held interesting and thought-provoking perspectives both on the experience of being an American abroad and on America itself.

The book is a great gift for friends and family. And address questions and issues such as:

  • What it’s like to live abroad on a long-term basis?
  • The joys and difficulties of integrating into local culture, and whether you even need to.
  • What happens to your sense of national identity?
  • Impact on family life and friendships back home.

If you want to learn more about Americans abroad — our unofficial ambassadors to the world — the book is available here, and if you buy it through ACA’s site (via links to Amazon.com and Amazon.co.uk), you’ll be helping to fund the important work that ACA does for all Americans abroad.